New hope for first home buyers

Live Now,

Pay Later.

Handy+ Deposit


Handy+ Deposit addresses a critical issue in today’s economy, helping new home buyers overcome the deposit hurdle, break the rent cycle, and increase home ownership. With the Handy+ product, you can get a no-obligation pre-approval and Own a Home Today and Pay Later.

You Enquire

Complete a simple five minute application that includes basic personal details, income and expenses, employment information, and your recent bank statements.

Get Pre-approved

Our dedicated team will come back to you within a matter of hours and provide you with the pre- approved amount best suited to you and your deposit requirements.

Find Your Home

Simply authorise your pre-approved amount and take confidence in knowing your funds are on standby. Giving you the freedom to make your plans a reality – that’s handy!

  • Fixed Rates: from 7.37% p.a. (comparison rate: 7.63%)*
  • Loan Amount: $2,001 – $75,000;
  • Available Loan Terms: 1 year – 7 years;
  • Repayment Options: Weekly, Fortnightly or Monthly
  • No early repayment fees and no early termination fees.
  • Be over 18 years of age;
  • A permanent Australian resident;
  • Own or be purchasing a home;
  • Earn at least $25,000 (after-tax);
  • Be employed, self-employed, a self-funded retiree, or receiving the Government Age Pension;
  • Be able to submit your most recent 90-day bank statements electronically (through Illion Bank Statements).

*Eligible applicants can receive a special discount rate from 7.37% p.a. (Comparison Rate 7.63%), assuming a $15,000 loan over a 7-year term. For non-eligible applicants, other fees or charges may apply.

Home Improvement Loans

You're approved for

$ 20010

What happens now?

1. Check your email. Your funding offer has been sent to you.
2. You can authorise this electronically.
3. Once we receive an authorised copy of your funding offer we will notify the clinic, on your behalf, that you’re all good to go!

Conditionally approved within seconds

It’s fast & easy

A simple, affordable, green loan payment solution that enables you to turn your house into a sustainable home today and pay over time  – that’s handy!

Conditionally approved within seconds

How it works


You Apply

Apply to buy now and pay later

We Fund

Approved in seconds with funds into your account

Live Today

Start your new life today with flexible repayments

Live Now, Pay Later



Conditionally approved within seconds

Live Now, Pay Later.