Flexible kitchen renovation loans

New Kitchen Today,

Pay Later.

Kitchen and Bathroom Loans


Build your dream kitchen or bathroom today

Have you been binge-watching the DIY revolution on TV? Think you’ve got some creativity to flex by remodeling your kitchen or bathroom? At Handypay, we’re providing Australians across the nation with personal loans to revamp, restore and renovate.

We know kitchen and bathroom renovations can be costly. That’s why we offer both secured and unsecured personal loan options. Assisting you in covering the costs of turning a simply functional kitchen or bathroom into your own personal sanctuary.  Get started today.

Get pre-approval so you can shop for the best deals from your preferred suppliers

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Kitchen Extensions

Bathroom Rebuilds

  • Fixed Rates: from 7.37% p.a. (comparison rate: 7.63%)*
  • Loan Amount: $2,001 – $75,000;
  • Available Loan Terms: 1 year – 7 years;
  • Repayment Options: Weekly, Fortnightly or Monthly
  • No early repayment fees and no early termination fees.
  • Be over 18 years of age;
  • A permanent Australian resident;
  • Own or be purchasing a home;
  • Earn at least $25,000 (after-tax);
  • Be employed or self-employed
  • Be able to submit your most recent 90-day bank statements electronically (through Illion Bank Statements).

*Eligible applicants can receive a special discount rate from 7.37% p.a. (Comparison Rate 7.63%), assuming a $15,000 loan over a 7-year term. For non-eligible applicants, other fees or charges may apply.

Home Improvement Loans

You're approved for

$ 20010

What happens now?

1. Check your email. Your funding offer has been sent to you.
2. You can authorise this electronically.
3. Once we receive an authorised copy of your funding offer we will notify the clinic, on your behalf, that you’re all good to go!

Conditionally approved within seconds

It’s fast & easy

A simple, affordable, kitchen and bathroom renovation loan solution that enables you to update your home today and pay over time  – that’s handy!

Conditionally approved within seconds

How it works


You Apply

Apply to buy now and pay later

We Fund

Conditionally approved in seconds with funds into your account

Reno Today

Start your kitchen renovation today with flexible repayments

No exit and no early repayment fees.



Conditionally approved within seconds

New Bathroom Today, Pay Later.