Home Improvement Loans

Have you been binge-watching home renovation shows, and are now itching to make a new addition to your home? Take out a home improvement loan with us today and get your remodelling underway.

Whether you want to add an extension, bring those kitchen floor plans to life, get construction started on a new pool or other home improvement, we can help you on your way. We can also help cover costs for those unexpected events that arise, like plumbing issues, termites or electrical problems. Handypay offers a range of weekly, fortnightly or monthly payment plans up to as much as $75,000, over a term of 12 months to 7 years, that way you can have enough to cover any unexpected costs that may arise.

Our team of experienced, talented employees will be able to help you every step of the way. All you need to provide is your identification (driver’s license), address, contact information, and bank statements then we can assess what payment plan works best for you. We only run a soft credit check when you apply, so if you decide that our offer isn’t for you, your credit score will not suffer!

Apply online, or schedule a time to chat or call us today to receive a free quote, and let us find a funding offer that works best for you.

General Loan Terms

  • Fixed Rates: from 7.37% p.a. (comparison rate: 7.63%)*
  • Loan Amount: $2,001 – $75,000;
  • Available Loan Terms: 1 year – 7 years;
  • Repayment Options: Weekly, Fortnightly or Monthly;
  • No early repayment fees and no early termination fees;
  • No monthly fees.

To be eligible you must:

  • Be over 18 years of age;
  • A permanent Australian resident;
  • Own or be purchasing a home;
  • Earn at least $25,000 (after-tax) via active employment;
  • Be able to submit your most recent 90-day bank statements electronically (through Illion Bank Statements).
Home Improvement Loans

You're approved for

$ 10000

What happens now?

1. Check your email. Your funding offer has been sent to you.
2. You can authorise this electronically.
3. Once we receive an authorised copy of your funding offer we will notify the vendor, on your behalf, that you’re all good to go!

Approved in seconds

It's fast & easy

A simple, affordable, payment plan solution that enables you to turn your house into a home today and pay over time – that’s handy!

Approved in seconds

How it Works

You Shop

Select what you
want to buy.

You Apply

Apply to buy now
and pay later

Asset 65

We Pay

Approved in seconds
& we pay the retailer

Own It

Own it today with
flexible payments

Approved in seconds

Reno Now, Pay Later