Home Improvement Payment Plans

We can offer a variety of smart payment plans to help with your home improvement loan. Have you been thinking of what you can do to improve your home? Whether you’re dreaming of a new swimming pool for summer, sitting back under a new pergola or cooling your house down with electric roller shutters, Handypay can help start you start your next home improvement project.

As a Handypay borrower, you will receive flexible loan terms from 12 to 84 months with a rate that is based on your credit history. Our weekly, fortnightly or monthly repayment schedule provides the flexibility you need in a finance offer, meaning you can make our home improvement loan suit your budgeting needs.

How much can I borrow you may ask? We provide lending for amounts ranging from $2,001 – $75,000, so whether your next project requires a small loan for painting the bedrooms, or a bigger loan for installing a spa or swimming pool, we have the payment plan for you. We can even assist with the early upfront costs, such as deposits on products or initial progress payments for services.

If you’re at least 18 years of age and a permanent resident of Australia, you are eligible to apply. It’s a simple process to apply online and once your application is lodged, you will receive instant notification if you have been conditionally approved for funding. Obtaining a quote with Handpay won’t impact your credit score, so why wait? Contact us today.

Home Improvement Loans

You're approved for

$ 10000

What happens now?

1. Check your email. Your funding offer has been sent to you.
2. You can authorise this electronically.
3. Once we receive an authorised copy of your funding offer we will notify the vendor, on your behalf, that you’re all good to go!

Approved in seconds

It's fast & easy

A simple, affordable, payment plan solution that enables you to turn your house into a home today and pay over time – that’s handy!

Conditionally Approved in seconds

How it Works

Cart (2)

You Shop

Select what you want to buy.


You Apply

Apply to buy now
and pay later

Asset 65

We Pay

 Conditionally approved in seconds & we pay the retailer


Own It

Own it today with flexible payments

Conditionally Approved in seconds

Reno Now, Pay Later