Flexible pool and spa payment plans

Swim Now,

Pay Later.

Pool and Spa Loans


Resort-style living with Handypay pool and spa loans

Are you looking to install a new pool or spa today, but with the ease of an affordable payment plan? We have the solution for you. At Handypay, we’re providing Australians across the nation with personal loans to make the most of home-living.

We know pools and spa renovations can be a big ask as an up-front cost. That’s why we offer both secured and unsecured personal loan options, assisting you in covering the costs of transforming your humble home into your own personal resort.

Get started today.

  • Fixed Rates: from 7.37% p.a. (comparison rate: 7.63%)*
  • Loan Amount: $2,001 – $75,000
  • Available Loan Terms: 1 year – 7 years
  • Repayment Options: Weekly, Fortnightly or Monthly
  • No early repayment fees and no early termination fees.
  • Be over 18 years of age
  • A permanent Australian resident
  • Own or be purchasing a home
  • Earn at least $25,000 (after-tax)
  • Be employed or self-employed
  • Be able to submit your most recent 90-day bank statements electronically (through Illion Bank Statements).

*Eligible applicants can receive a special discount rate from 7.37% p.a. (Comparison Rate 7.63%), assuming a $15,000 loan over a 7-year term. For non-eligible applicants, other fees or charges may apply.

Home Improvement Loans

You're approved for

$ 20010

What happens now?

1. Check your email. Your funding offer has been sent to you.
2. You can authorise this electronically.
3. Once we receive an authorised copy of your funding offer we will notify the clinic, on your behalf, that you’re all good to go!

Conditionally approved within seconds

It’s fast & easy

A simple, affordable, pool and spa loan payment solution that enables you to turn your house into a home today and pay over time that’s handy!

Conditionally approved within seconds

How it works


You Apply

Apply to buy now
and pay later

We Fund

Conditionally approved in seconds with funds into your account

Swim Today

Install your pool today with flexible repayments

No exit and no early repayment fees



Conditionally approved within seconds

Swim Now, Pay Later.