Flexible, Affordable Payment Plans

Pre-Approved

In Seconds.

Handypay offers you pre-approval with

Simple and affordable payment solutions

Plan for the future

Make plans with a budget that works for you! With Handypay, you can secure a pre-approved finance limit so that you can plan your home improvement job with peace of mind.

Easy to apply

Apply online in minutes for a Handypay pre-approved finance limit. Once approved, Handypay will place the funds on standby for you until you are ready to start your project! 

No obligation 3-month validity

Handypay pre-approvals are valid for three months! During this time, no repayments will begin. This gives you time to plan your dream project without the pressure to start repayments.

Quick and Handy

With our digital capability and dedicated onshore customer service team, you can access your pre-approved funds within 24 hours. Apply online, anytime, anywhere!

Apply online in a few simple steps

How pre-approval works

You Enquire

Complete a simple five-minute application that includes basic personal details, income & expenses, employment information, and your recent bank statements.

We Review

Our dedicated team will come back to you within hours and provide you with the pre-approved amount best suited for you and your needs.

You Shop

Simply authorise your pre-approved amount and take confidence in knowing your funds are on standby. Giving you the freedom to make your plans a reality – that’s handy!

Conditionally Approved in seconds

Buy Now, Pay Later